The First-Time Home Buyer's Guide To Earnest Money Deposits

Buyer May 30, 2018 Congratulations, you’re about to purchase your first home! We’re guessing you’ve already gone through the mortgage pre-approval phase, and now it’s time to do the exciting part: house hunting! While you can shop with confidence because of the pre-approval letter provided by your l

What's In A Mortgage? Breaking Down the Components of A Mortgage Payment

Buyer Homeowner May 31, 2018 In simplest terms, a mortgage is a long-term loan designed to help borrowers purchase a house. It allows individuals to become homeowners without making a large down payment and thus, fulfilling The American Dream. Once you become a homeowner, a mortgage represents one o

Beware: These Features Can Drive Up The Cost Of Your Homeowner's Insurance

New Homeowner Buyer June 07, 2018 What drives up my home insurance costs? Why is my insurance premiums so high? If you’re a new homeowner, this must be one of the many questions that have crossed your mind since you embarked on this new journey. Well, the location, construction, condition, and certa

Important Factors That Affect Your Mortgage Application

Buyer June 08, 2018 Want to know what lenders look at when they evaluate your loan application? It’s a combination of things. Banks evaluate your attitude towards debt, predict your future income based on past and current employment, and measure your seriousness to purchase a home by asking how much